So I keep reading how poor people waste money. I don’t know those people, but I deal with health insurance that wastes both money and time. In my case, it’s Medicare, Medicaid, and Molina.
So this week, a good doctor discovered a mistake made by a not-so-good doctor many years ago that affects my breathing. I could complain about all the doctors between who have not paid attention to my issue, but that’s not my point here. The good doctor knows what to do about this. I need relatively minor surgery. I easily understood the problem and solution, and I agree. So why did we not schedule that? Insurance! It is necessary that I take a course of antibiotics, even though there’s no infection. Otherwise, the surgery will not be approved. That makes no sense in the real world, but some bureaucrat doesn’t trust my doctor nearly as much as I do. Or maybe someone, somewhere, just insists on making a few bucks for a pharmaceutical company whether I need the product or not. What really worries me is that this puts my approval for the surgery off until next year. Health insurance is a politcal football, and I hope I don’t get kicked around by some new rule.